Last Updated: 17/08/2025​

1. Introduction

These Terms & Conditions (“Terms”) govern your use of the websites, mobile applications, and related services (the “Services”) provided by The K Network, operating under the brand The Koin (“we”, “our”, “us”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use the Services.

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2. Eligibility

• You must be 18 years or older to use our Services.

• We may implement KYC (Know Your Customer) and age verification measures to comply with applicable financial and crypto regulations.

• By using our Services, you confirm that you meet these requirements.

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3. Services Provided

We provide a platform for:

• Loyalty points and rewards.

• Conversion of points into Koins (crypto tokens).

• Crypto wallet interactions (future implementation).

• Affiliate offers, marketplace deals, and advertising.

• Payment processing through Helio, PayPal, Wix Payments, and other partners.

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time.

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4. User Accounts

• You are responsible for keeping your login credentials secure.

• You agree not to share your account with others.

• You must provide accurate and complete information during registration (e.g. email, date of birth).

• We may suspend or terminate accounts that provide false information or violate these Terms.

 

5. Crypto & Financial Disclaimer

• Koins and any other crypto-related features involve inherent risks, including market volatility and potential loss of value.

• Nothing in our Services constitutes financial advice, investment advice, or legal advice.

• You are solely responsible for your use of crypto wallets, transfers, and transactions.

• We are not liable for losses arising from crypto market fluctuations, third-party wallet issues, or failed transactions.

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6. Advertising, Cookies & Affiliates

• We display advertising via Google Ads, AdMob, and other partners.

• We may present affiliate offers or marketplace deals. If you click on a partner link and submit information on a third-party site, their terms and privacy policy apply.

• We are not responsible for third-party content, services, or data collection practices.

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7. Payments

• Payments may be processed through third parties (e.g. Helio, PayPal, Wix Payments).

• We do not store sensitive payment information.

• Any disputes regarding payments must first be addressed with the payment provider.

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8. Intellectual Property

• All content, branding, and logos related to The Koin and The K Network are our intellectual property.

• You may not copy, reproduce, or redistribute our content without written permission.

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9. User Conduct

You agree not to:

• Use the Services for unlawful purposes.

• Attempt to interfere with or disrupt the Services.

• Engage in fraud, money laundering, or other illegal activity.

• Violate any applicable financial, crypto, or advertising regulations.

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10. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for any direct, indirect, or consequential losses, including but not limited to loss of funds, crypto tokens, data, or opportunities.

• Our Services are provided “as is” and “as available”, without warranties of any kind.

• We do not guarantee uninterrupted, error-free, or secure operation of our Services.

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11. Indemnification

You agree to indemnify and hold harmless The K Network / The Koin, its affiliates, employees, and partners against any claims, damages, or liabilities arising from your use of the Services, violation of these Terms, or interactions with third parties.

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12. Governing Law

• These Terms are governed by the laws of the United Kingdom.

• Any disputes shall be subject to the exclusive jurisdiction of the courts in the United Kingdom.

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13. Changes to These Terms

We may update these Terms at any time. Updates will be posted on this page with a new “Last Updated” date. Continued use of the Services means you accept the updated Terms.

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14. Contact Us

If you have questions about these Terms, please contact us:

The K Network (The Koin)
Registered in the United Kingdom
Email: admin@yourkoin.com